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Spruce Hill is a classic C. 1850 farmhouse sited beautifully at the end of a tree lined drive on almost four acres in Union Vale, in the heart of the Hudson Valley. This property has it all. Four bedrooms, and three full bathrooms, a beautiful pool, pond, a bluestone patio and two barns in the Millbrook School District. At the center of the house is a stately front to back center hall flanked by the formal living room with a wood burning fireplace, and well-appointed dining room. The beautifully proportioned public rooms have original hard wood floors throughout and are bathed in sunlight. The modern large eat in kitchen is off the new sunroom with a wood burning fireplace and floor to ceiling windows that overlook the property. Home office, family room, mudroom room, pantry and bathroom complete the main floor. There are four bedrooms, two updated full bathrooms upstairs, and a spacious laundry room. Many updates and improvements have been made to the property, blending the historic charm with modern comforts. The grounds are magical, lovely stone terraces, perennial gardens, stunning mature specimen trees, rock walls and a pond teeming with wildlife. The property has two barns. One has three bays for cars and a loft upstairs. The second barn has two bays and a loft, there’s potential for a workspace, artist studio, or it would make a fantastic guest house as it overlooks the gardens and pool. It would also be the perfect home for a myriad of furry and feathered friends. For the garden enthusiastic there is an abundance of perennials, a fenced vegetable garden and a sweet garden shed covered in climbing flowers. Spruce Hill is in an area known for its scenic beauty, farm-to-table restaurants, and wineries. Minutes to the village of Millbrook. Close to fantastic restaurants, Mashomack Polo Club, and Tamarack Preserve.
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Our Executive Mortgage Banker:
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$1,325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.754% | 6.309% |
Monthly Tax Payment | $1,324 | $1,324 | $1,324 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,102 | $6,787 | $9,017 |
Total Monthly Payment | $7,551 | $8,236 | $10,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.