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**WINTER GARDEN DREAM HOME ALERT** **GATED COMMUNITY** **OVER 3, 500 SQFT** **1/4 ACRE LOT + CUL-DE-SAC** **PAID OFF WHOLE HOME SOLAR SYSTEM -- NO LOAN OR LEASE TO ASSUME -- $35 PER MONTH ELECTRIC BILL** **PRIVATE SCREENED POOL & SPA** **FOUR BEDROOMS + THREE FULL BATHS + TWO LARGE OFFICE/DEN SPACES + HUGE 2ND STORY LOFT** **600+ SQFT THREE-CAR GARAGE (21x29)** **WOOD BURNING FIREPLACE** **LOW HOA** Welcome to your Winter Garden Dream Home…located in this highly desired (and rarely available!) quaint GATED community. Starting with beautiful curb appeal and a welcoming front entry, this ORIGINAL OWNER home was recently painted (whole exterior - March 2025) and is located on a PREMIUM lot (over ¼ acre) at the end of a large cul-de-sac. ROOF replaced - March 2022. Fantastic & FLEXIBLE open floor plan with high ceilings and TONS of windows & natural light throughout…enjoy over 3, 500 + square feet of living space with FOUR bedrooms, THREE full bathrooms (including pool bath access), huge 600+ sqft bonus room/loft and TWO separate office spaces. ONLY the bonus room is located upstairs for true ONE STORY living. Updated kitchen and bathrooms. Beautiful floor-to-ceiling stone wood burning fireplace. Recently upgraded laminate flooring throughout all living spaces (carpet only in bedrooms & bonus room). Exterior Paint (March 2025). Roof (March 2022). HVAC (2019 & 2011) duct work recently cleaned (March 2024). All appliances STAY. Live the Florida lifestyle OUTDOORS in your fully screened pool, heated spa & patio OASIS…peace, privacy & serenity right at home. WHOLE HOME SOLAR -- this home features a high-efficiency 23. 460 kW photovoltaic (PV) solar system professionally installed in December 2020 by Unicity Solar Energy. The system includes Q CELLS 340W panels and a SolarEdge inverter—both known for reliability and performance. Valued at $75, 995, the system will be paid off in full at closing with no lease or loan to assume. It powers the entire home and dramatically reduces energy costs with average monthly electric bills through Duke Energy of just $35 -- ask for billing history! Enjoy long-term savings and energy independence with this turnkey solar solution. Enjoy your (hard to find!) large (600+sqft) THREE CAR GARAGE plus an extra long driveway for plenty of parking space. LOW HOA fees -- approx. $100 per month. The PERFECT location -- the most convenient part of Winter Garden for commuting and access to anything & everything. Just minutes to shopping & dining at the Winter Garden Village, medical at Advent Health Hospital, Maguire Road and around the corner to HWY 429 entrance with direct connect to the Turnpike PLUS easy access to 408 for an easy commute to anywhere in Central Florida. Close proximity to downtown historic Winter Garden -- enjoy the West Orange Trail, HUGE weekly farmer's market, festivals, shopping, dining, art, the Crooked Can Brewery & Plant Street Market. Zoned for HIGHLY DESIRED Winter Garden Schools…Lake Whitney, Sunridge & West Orange. Ready for QUICK CLOSE if desired. WELCOME HOME!
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Our Executive Mortgage Banker:
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$760,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $608,000 | $608,000 | $608,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $360 | $360 | $360 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,843 | $3,994 | $5,090 |
Total Monthly Payment | $4,295 | $4,446 | $5,542 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.