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Wonderful quality built Putnam home in great neighborhood close to shopping and highways! 50' raised ranch with vinyl siding and front brick accents. Upon entering the house, the spacious and bright Living Room has gleaming hardwood floors, large bay window bringing in lots of light, and a wood burning fireplace for those cozy and enjoyable evenings. The Dining Room is bright and great for entertaining and those delicious meals! The Kitchen is eat in with beautiful updated white cabinets, granite counters, and newer tile backsplash. Stainless appliances included!! There is a door to the spacious 10'x16' deck overlooking the lush green and spacious yard for lots of activities and fun! Down the hall leads to the tiled full bath with tub and shower and the 3 spacious bedrooms all with gleaming hardwood floors and double closets! And the Primary bedroom has a tiled half bath. There are replacement thermpane windows on this main level. The lower level is heated with a 2nd heat zone and there is space for a future recreation room with a fireplace! Washer/dryer on this level stays, and there is a workshop area. Also, access to the 2 car garage with openers. A wonderful home with lots of creative possibilities, and a friendly congenial neighborhood to thoroughly enjoy!!
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Main |
Bedroom 2 | Hardwood Floor | 10.0 x 10.0 | Main |
Dining Room | Hardwood Floor | 11.0 x 11.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 14.0 x 19.0 | Main |
Primary Bedroom | Half Bath,Hardwood Floor | 11.0 x 14.0 | Main |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,073 | $2,155 | $2,746 |
Total Monthly Payment | $2,572 | $2,654 | $3,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.