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Welcome to your slice of sunshine in the sought-after 55+ pet-friendly community of Oaks Royal III—where YOU own the land and the HOA is a low $800 a year. This meticulously maintained 2-bedroom, 2-bath gem is more than just a home—it's your warm-weather escape, seasonal resident sanctuary, or year-round haven. With a durable metal roof, energy-efficient windows, and newer water lines, the big-ticket items are already done for you. Step inside to an open-concept layout where the kitchen, dining, and living areas flow together seamlessly—designed for comfortable living with ease of movement throughout the space. Luxury vinyl and hardwood floors add timeless character, while plush carpeted areas keep things cozy. Sliding glass doors lead you to the sunny Florida front room—your go-to spot for morning coffee or comfortable afternoon reading for much of the year. The primary bedroom features a spacious walk-in closet and a private ensuite with linen storage. The guest bedroom is just as charming with a large built-in closet. With the home being partially furnished turnkey, all that’s left to do is bring your favorite family room furniture or enjoy picking out your new favorite sofa. Need storage? You've got it. There's an attached utility shed, tucked under the double carport, perfect for tools, golf clubs, or beach gear and also holds your washer and dryer for convenient laundry access. Oaks Royal III isn’t just a community—it’s a lifestyle. From the clubhouse, pool, and hot tub to shuffleboard, card games, and coffee meetups, there's something for everyone. Plus, you're minutes from shopping, dining, top-rated medical facilities, and just a short drive to the gorgeous Gulf Coast beaches. Whether you're chasing the sun or planting roots full-time, this meticulously cared-for home offers it all—with charm, comfort, and incredible value wrapped into a welcoming oasis. *Did not sustain any wind or water damage from the hurricanes in 2024.
HOA includes: Clubhouse, Pool, Hot Tub, Shuffleboard, Community Activities, Coffee Meetups, Holiday Lunches, and More!
ROOF (2020), HVAC (2015), WINDOWS (2018), INCOMING WATER LINES (2015)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$145,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $733 | $771 | $971 |
Total Monthly Payment | $952 | $990 | $1,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.