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With both a pond and golf course view, this home sits on one of the best lots in the popular Polo Park West community. This lovely 2-bedroom 2-bath home features a roomy kitchen with loads of cabinet space, solid surface countertops, and a 3-seat breakfast bar! Vaulted ceilings add to the spacious living and dining rooms and there's an enclosed raised lanai off the living room where you can sit and enjoy lovely views of the fountain in the pond and golf course during the day and relax and take in the sunsets at dusk. There is also a fully screened-in cabana off the lanai that offers loads of possible uses. The master suite has dual closets and a walk-in shower while the 2nd bathroom offers a tub in shower. There's plenty of storage space within the large storage shed that's off the 2-car carport and in addition to that there's a golf cart garage in the rear of the home so you can drive right over to the clubhouse and enjoy a round of golf on the beautiful 9-hole course. Other features of this home include a long double wide driveway for extra parking, a ramp access to the front door, a large laundry closet inside the home with additional storage space, laminate flooring in the kitchen, living and dining rooms, and an AC unit that's only 2 years old. The home is being sold with all the appliances and most of the furnishings. . . . All of this in a fantastic location just minutes to Disney and the theme parks, as well as restaurants, shopping, medical facilities and all that Central Florida has to offer. Polo Park West is an active 55+ community with lots of clubs and social activities and has fantastic amenities which include 2 clubhouses, 2 heated pools, a fitness center, a golf course, tennis and pickleball courts, horseshoes, and shuffleboard courts. All of this is included in the very low HOA fee of just $60 per month. Don't miss this opportunity to make this lovely home your winter retreat or your full-time residence!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $973 | $1,010 | $1,272 |
Total Monthly Payment | $1,184 | $1,221 | $1,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.