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Embrace the ultimate BEACH lifestyle in this charming 2-bedroom, 2-bath villa with a 2-car garage, nestled within the GATED community of Gulf Harbor Villas. Designed for those seeking relaxation and coastal serenity, this villa offers a PRIVATE BEACH club membership and a maintenance-free living experience, so you can spend less time on chores and more time living the beach life. The HOA includes ground maintenance (mowing, trimming, fertilizing, irrigation), exterior painting, grounds upkeep (gate, streets, lights), Cable, internet plus much more. Walk in and immediately notice the custom stone enhancements in the foyer as well as tray ceilings that add a touch of elegance and create a spacious, airy feel. The villa has many upgrades including plantation shutters that offer both privacy and style while newer fans (with remotes) ensure optimal comfort in every room. Throughout the home you will find upgraded laminate flooring that is both stylish and easy to maintain. The kitchen is a chef’s dream with 48-inch wood cabinets, soft close drawers, modern granite and a walk-in pantry -it is the perfect place to prepare meals or entertain. The oversized master suite boasts quartz countertops, a soaking tub for relaxation, separate shower along with a private commode room for added convenience. A huge walk-in closet completes the suite. Enjoy your morning coffee on the screened back porch that backs up to a conservation area, so don’t be surprised to see wildlife. The seller has recently replaced the microwave, hot water heater, water softener, and the AC is serviced yearly (the 3. 5-ton air handler was just rebuilt). There is nothing left to do but go to the beach! The beach club often hosts events with music and BBQ's. Aside from the beautiful sandy beach and sunsets there are all new bathrooms and pavilions that have picnic tables! The perfect place to spend your day and relax with the family!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,690 | $1,755 | $2,210 |
Total Monthly Payment | $2,029 | $2,094 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.