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Must see this ALL BRICK 3-bedroom, (DUAL MASTER BEDROOMS with DUAL MASTER BATHROOMS ON THE MAIN FLOOR), 3. 5 bath home with FLEX SPACE, screened-in porch, deck and scenic backyard located in the COVETED GARDENS at Rock Springs! Homes in the The GARDENS at Rock Springs rarely come available and are sought-after because they have their homeowners yard maintenance and irrigation for easy living! This home has upgrades such as beautiful REAL hardwood floors that flank almost the entire first floor, a Generac-whole home generator, 2 master bedrooms/bathrooms, secondary living area with full bathroom & FLEX SPACE, fireplace, and multiple trey and vaulted ceilings! The foyer leads into the impressive formal dining room that boasts 12 ft ceilings and has decorative chair molding. The spacious living room has a gas fireplace with decorative moldings to showcase fireplace. To the left of the home is ONE of the two master bedrooms on the main floor. It has trey ceiling, TWO separate closets, separate vanities, soaker tub, separate shower, and water closet. The home offers a split bedroom plan for plenty of privacy between BOTH MASTER SUITES. As you enter into the kitchen the hardwoods expand into the kitchen and breakfast room off of the kitchen. The kitchen has been upgraded with granite counter tops and has loads of cabinets for storage and food prep! The breakfast room has a huge window to enjoy the views from the scenic backyard. The 2nd master suite has a trey ceiling, walk-in closet, double vanities, tub/shower combo and stand up shower, and separate water closet. Upstairs has an entire secondary living area with massive FLEX room which would be the perfect space for a home office or a den. Then down the hall if a full bedroom with FULL bathroom. From the living room you have access to the screened-in trex back porch and deck perfect for grilling. The home offers mature landscaping and backs up to the neighborhoods common area with scenic mature landscaping. Rock Springs neighborhood is conveniently located and offers its residents sidewalks, neighborhood POOL, access to walking trails, from major highways I-85 & I-26, shopping, dining, and doctor offices. It is also within walking distance to the Westside YMCA that offers tennis and aerobic classes. Must see to appreciate all this home has!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,200 | $2,286 | $2,913 |
Total Monthly Payment | $2,392 | $2,478 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.