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Come see this charming 2 bedroom 2 bathroom one car garage fully fenced home in the desirable community of Beacon Woods. The home has a spacious layout with laminate and tile flooring throughout. With two large bedrooms, a living room, a family room and formal dining room this home has plenty of room for relaxing and entertaining. The heart of the home features a large kitchen with real wood cabinets, granite counter tops and a built-in pantry. The master bedroom has custom built-in shelving in the closet and its own bathroom with dual sinks and shower with glass door. Exterior paint in 2019, AC in 2020, new attic insulation 2020, and tank-less water heater in 2021. There is also a new water softener and the washer, dryer and refrigerator in the garage are included. As a bonus sellers are leaving a newer 3500 watt Brigs & Straton portable generator. The community Beacon Woods has low HOA fees for a deed restricted community that is just 3 miles away from the Gulf. There is a large heated swimming pool, tennis & basketball courts, a playground, shaded picnic grounds, and a well-equipped exercise room. Beacon Woods is home to an 18-hole golf course offering memberships and the public. Minutes away from shopping, hospitals, schools, parks, beaches and plenty of things to do around town.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,532 | $1,590 | $2,002 |
Total Monthly Payment | $1,899 | $1,957 | $2,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.