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Sweet farmhouse on 4 acres with many mature plantings, barn, ready for a handy buyer to make it shine. This three bedroom home also has two spaces for potential offices and high speed internet for work-from-home. On the first floor the cozy kitchen features pine cabinets, original tin ceiling and charming pantry, which has a built in cabinet that also (SURPRISE!) opens to the formal dining room. The living room features a cozy stone fireplace. The oversized 3 season porch offers additional space for entertaining. First floor powder room features art-glass window, hand painted vessel sink. An ample office/study completes the first floor. The second floor features three bedrooms, and an office/storage/dressing room, and a shower-stall bathroom. Hot water baseboard heat, first floor laundry, newer well tank, newer oil tank, newer propane water heater, newer roof. Home will not qualify for some financing due to peeling paint.
Type | Level |
---|---|
Bedroom 2 | Second |
Bedroom 3 | Second |
Dining Room | First |
Kitchen | First |
Living Room | First |
Master Bedroom | Second |
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $216 | $216 | $216 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,480 | $1,537 | $1,935 |
Total Monthly Payment | $1,771 | $1,828 | $2,226 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.