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Beautiful 5 bedroom home in desirable Key Vista gated community. Although close to Gulf of America it is NO flood zone. Flood insurance not required. . . !!! No CDD. 3 car garage. In ground pool, screened lanai. No back neighbors, conservation lot. Full privacy. Big foyer. In family room wood burning fire place. Split bedrooms. Tray ceilings. In master bathroom dual sinks, garden tub and shower. 3 full bathrooms. Air Condition only 6 years old. Water Heater less than a year old. Pool pump 3 months old. New screen in lanai. House was never flooded and no insurance claim never filed after recent hurricanes last September. No ponding water on streets of the community. Community clubhouse has computer room, gym, tennis courts, community pool, Jacuzzi and gathering room. Homes in Key Vsta can be leased immediately after purchase. No HOA approval required. Just outside of community gate is Key Vista Nature Park. Further down the road Anclote Gulf Park where you can enjoy grilling your own food. Bring your own boat to a free boat ramp and off you go to Gulf of America. Also a fishing pier. Nearby there is a boat rental place. About half an hour to Tampa International Airport. Also nearby you have car dealerships, restaurants, shopping, historic Sponge Docs where you can find plenty of souvenirs and real sponges from the Gulf and ice cream stores. Also close to restaurants, shopping and medical facilities. Just down the road beautiful Sunset Beach, Howard Park Beach, Honeymoon Island Beach and further down world renown Clearwater Beach. Enjoy Florida living at its best. Make an appointment to see this house. It just may be the next place you'll call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$578,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $462,400 | $462,400 | $462,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,923 | $3,073 | $3,871 |
Total Monthly Payment | $3,296 | $3,446 | $4,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.