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106 Sunset Terrace, Derby, VT, 05830 | $319,000
If you've been looking for a move in ready affordable home in Derby, here is your chance. A nice well-kept ranch style home in Derby Line with many recent updates. There is an open kitchen/dining/living area with cathedral ceilings and a lot of natural light that leads to a large deck with great mountain views. The remainder of the main floor is the primary bedroom with a newly remodeled primary shared bathroom with heated tiled floors, a laundry area, and plenty of storage. The basement area is roughly 90% finished with a sitting area around the wood stove, a spacious family room with a propane gas stove, an additional bedroom, a spare room, as well as another 3/4 bathroom. Recent improvements include the remodeled bathroom, primary bedroom flooring, basement flooring, a new heat pump style hot water heater, updated hearth area around woodstove, as well as fresh new paint throughout. There were a couple large trees that were also removed from the rear side of the home. This property is in walking distance to the village amenities which includes stores, bank, park, and school.
Features
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Style: Ranch
- Year Built: 1992
- Garage: 1-car Garage
- Heating: Oil,Baseboard,Hot Water,Stove - Gas,Stove - Wood
- Cooling: None
- Basement: Finished,Full,Walkout,Exterior Access
- Approx Sq. Feet: 2,120
- Acreage: 0.46
- Est. Taxes: $4,126
- Lot Desc: Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Near Snowmobile Trails,Neighborhood,Near Hospital,Near ATV Trail,Near School(s)
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5040324
- Website: https://www.raveis.com
/prop/5040324/106sunsetterrace_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/13/2025Listing courtesy of RE/MAX All Seasons Realty - Lyndonville Phone: 802-626-4343
Listing Agent: Brian Simoneau
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
106 Sunset Terrace, Derby, VT, 05830
$319,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $344 | $344 | $344 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,613 | $1,696 | $2,136 |
| Total Monthly Payment | $2,032 | $2,115 | $2,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484