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Small 55 and up condo complex in convenient location close to everything. Whether you are looking for full time living or if you are a snowbird, this ranch condo is affordable, spacious, yet has no spaces that you might never use! Hardwood floors throughout the unit. Kitchen has granite counters, breakfast bar and stainless appliances. Dining room is open to the kitchen and has sliders leading to your private deck. Both of these rooms are open to the large, living room with vaulted ceilings and ceiling fan. The primary bedroom has a full bath and a walk-in closet. Second bedroom has a vaulted ceiling, palladium window and a ceiling fan. Great guest space or office space. Full laundry room completes first floor space. New disposal 2024, new AC condenser 2021, new hot water heater 2021, new washer 2022. Unfinished basement provides additional storage. Attached one car garage. Ample visitor parking. City water and sewers, gas heat and central air. Private yard with both a deck and patio. Come live the easy, breezy life at Prosperity Park - no more lawn cutting for you this summer!
Type | Description | Dimensions | Level |
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Bedroom 1 | Palladian Window(s),Cathedral Ceiling,Ceiling Fan,Hardwood Floor | 11.0 x 15.0 | Main |
Dining Room | Sliders,Hardwood Floor | 8.0 x 10.0 | Main |
Living Room | Cathedral Ceiling,Ceiling Fan,Hardwood Floor | 12.0 x 16.0 | Main |
Primary Bedroom | Full Bath,Stall Shower,Walk-In Closet,Hardwood Floor | 13.0 x 14.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,018 | $2,097 | $2,672 |
Total Monthly Payment | $2,596 | $2,675 | $3,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.