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3 Clark Avenue, Old Saybrook (Chalker Beach), CT, 06475 | $575,000
Welcome to this beautifully updated 2-bedroom ranch located in the desirable Chalker Beach Association. Enjoy peaceful mornings watching the sunrise over the water from the back of the home, where eastern views create the perfect setting for coffee on the deck or relaxing in the hot tub. Set on a spacious 0. 24-acre lot, this home offers a rare combination of privacy and community, just a short stroll to a private beach, two clubhouses, overflow parking, and a full schedule of summer activities including Friday night Bingo, Movies on the Beach, and arts & crafts for the whole family. Notable updates and features include: Eastern-facing views and stunning sunrises from the backyard, New septic system 2018, Enclosed porch 2018, Propane heating & hot water systems 2018, Spray foam insulation for year-round efficiency, Renovated kitchen with quartz counters & new appliances 2018, Brand-new deck, patio, and hot tub 2024. Whether you're looking for a year-round home or a seasonal getaway, this charming property blends modern updates with coastal charm in a welcoming beachside community. Enclosed porch appx 175 sq ft in addition to house sq footage of 912 sq for a total of 1087sq ft, porch heated with a gas stove. Current flood policy is $2200 per year. Property has an easement for passage to the south neighbor.
Features
- Town: Old Saybrook
- Amenities: Basketball Court,Club House,Guest Parking,Playground/Tot Lot
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Main Level
- Style: Ranch
- Year Built: 1940
- Garage: None,Driveway
- Heating: Hot Water
- Cooling: Window Unit
- Basement: Crawl Space,Sump Pump,Interior Access
- Above Grade Approx. Sq. Feet: 912
- Acreage: 0.24
- Est. Taxes: $3,452
- HOA Fee: $600 Annually
- Lot Desc: Level Lot,Water View
- Elem. School: Kathleen E. Goodwin
- High School: Old Saybrook
- Appliances: Gas Cooktop,Oven/Range,Refrigerator,Icemaker,Dishwasher,Washer,Dryer
- MLS#: 24093785
- Website: https://www.raveis.com
/prop/24093785/3clarkavenue_oldsaybrook_ct?source=qrflyer
Listing courtesy of Century 21 AllPoints Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 9.1 x 11.1 | Main | |
| Dining Room | 11.7 x 5.5 | Main | |
| Living Room | Remodeled,Cathedral Ceiling | 12.0 x 10.9 | Main |
| Sun Room | Remodeled,Ceiling Fan | 9.5 x 17.1 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 10930
203.641.8287
Dave.Beckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
3 Clark Avenue, Old Saybrook (Chalker Beach), CT, 06475
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Dave Beckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
| Monthly Tax Payment | $288 | $288 | $288 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
| Total Monthly Payment | $3,288 | $3,402 | $4,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524