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The enviable Edgewood section of Cranston charms with a seaside lifestyle in a quaint setting. Whether you're new to the Ocean State or a lifetime resident, this 3-bedroom, 2-bath 1920s Colonial with hardwood floors throughout will delight with its period charm. Providing corner-lot curb appeal, you enter a living and dining room with sunlight flooding the space from windows on two sides. Stainless appliances lend sparkle to the kitchen with a nearby full bath. The second floor provides cheery bedrooms, while the finished basement area and full walk-up attic add endless ways to customize. The fenced-in yard lends more entertaining space for summer cookouts and dinners under the stars. Close to playgrounds, parks, Edgewood Yacht Club, RI Yacht Club, and Stillhouse Cove, there's so much to discover. Find shops and restaurants in Historic Pawtuxet Village. You'll be 10 minutes from both the Garden City and Chapel View shopping centers. Roger Williams Park Zoo captivates kids of all ages. Easy access to I-95 lets you reach Providence nightlife in 10 minutes, Green Airport/the train station in less than 15 minutes, and the beaches of South County in just over 30 minutes. Detached 1-car garage. To be sold as-is.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,127 | $2,679 |
Total Monthly Payment | $2,502 | $2,606 | $3,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.