20 Annandale Road, Smithtown (Commack), NY, 11725 | $1,450,000

Introducing 20 Annandale Road, a meticulously well maintained home in the desirable Country Woods of Commack. Located on a flat usable half acre, this expanded 3700 sq. ft. 5 bedroom 3 1/2 bath Amagansett model is everything and more! Upon entering the home, you are welcomed by a custom staircase and vaulted ceilings. The formal dining room with coffered ceiling and living room are oversized and ready to host guests. The gracious family room offers a cozy gas fireplace and a wall of sliders and windows overlooking the backyard. The eat in kitchen is spacious featuring a center island for additional seating, custom cabinets, new quartz countertops, tile backsplash and top of the line stainless steel appliances. Off the kitchen is the butlers pantry, powder room, and access to the two car garage with heat and a/c. A first floor bedroom with a full bath and laundry room complete the main level. The primary ensuite features high ceilings, custom vanity, 2 walk in closets, soaking tub and stall shower. 3 Additional bedrooms that are generous in size featuring double door closets and an updated full hall bath. The full finished basement allows additional entertaining space with plenty of storage and exercise room. Rich oak flooring throughout, custom decorative molding, upgraded solid wood interior doors and LED hi hats throughout. The backyard oasis has a custom IPE wood deck which features an awning and a separate gazebo. Enjoy the 20x40 in ground heated salt water pool with a relaxing waterfall. Abundant grass space, beautiful landscaping and picturesque greenbelt backdrop completes this stunning property.

Features

  • Town: Smithtown
  • Rooms: 9
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 3,700
  • Acreage: 0.5
  • Est. Taxes: $24,852
  • Lot Desc: Landscaped
  • View: Park/Greenbelt
  • Elem. School: Indian Hollow School
  • Middle School: Commack Middle School
  • High School: Commack High School
  • School District: Commack
  • Pool: In Ground, Salt Water, Vinyl
  • Appliances: Dishwasher, Dryer, Freezer, Oven, Refrigerator, Washer, Gas Water Heater
  • MLS#: 858497
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/858497/20annandaleroad_smithtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY LLC   Phone: 516-703-3360

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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20 Annandale Road, Smithtown (Commack), NY, 11725

$1,450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,160,000 $1,160,000 $1,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.754% 6.309%
Monthly Tax Payment $2,071 $2,071 $2,071
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,678 $7,428 $9,867
Total Monthly Payment $8,874 $9,624 $12,063

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.