864 PINEWOOD TERRACE W, Palm Harbor, FL, 34683 | $3,750

Welcome home to one of Palm Harbor’s most sought-after communities—Westlake Village! With top-rated schools and an amenity-packed neighborhood, this stunning 4-bedroom + office, 2-bathroom home offers over 2, 200 sqft of beautifully updated living space on a spacious ¼-acre lot. From the moment you step through the double front doors, luxury vinyl plank flooring flows throughout the open floor plan. Sliding glass doors lead to a dedicated office space, perfect for working from home, a playroom, or even a home gym. The heart of the home is the updated kitchen, featuring sleek shaker cabinets, quartz countertops, a large island with barstool seating, stainless steel appliances, and a stylish subway tile backsplash. The sunlit dining area connects seamlessly to the living room, where a stunning stone wood-burning fireplace with built-ins creates a cozy yet sophisticated focal point. A nearby dry bar with a wine refrigerator makes entertaining effortless. The private owner’s suite boasts its own sliding door exit to the backyard, a spacious walk-in closet with a custom organization system, and a beautifully updated ensuite bath with dual sinks and a modern stand-up shower. The split floor plan ensures privacy, with generously sized guest bedrooms sharing a stylishly updated bathroom that matches the primary bath’s finishes. Step outside to the fully fenced backyard, where a covered patio provides the perfect space for entertaining. With plenty of room to add a pool, this oversized backyard is a blank canvas to create your dream outdoor oasis. Enjoy peace of mind with the roof and A/C replaced in 2021 and the garage equipped with an electric vehicle charging station, offering added convenience. Located in the desirable, golf-cart-friendly Westlake Village community, you’ll have access to an Olympic-sized pool, pickleball, tennis and basketball courts, a playground, clubhouse, and a 30-acre park with walking trails and fitness stations—all with low HOA fees and no CDD fees. Zoned for A-rated Palm Harbor University and just minutes from top destinations like the world-renowned Innisbrook Golf Resort, the Crystal Beach Pier, and Honeymoon Island State Park, this home offers the best of Florida living—just minutes from the water yet NOT in a flood zone. Don't miss out on this incredible opportunity—schedule your showing today!

Features

  • Type: Single Family Residence
  • Amenities: Basketball Court, Clubhouse, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 90 x 130
  • Laundry: Laundry Room
  • Year Built: 1979
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,243
  • Acreage: 0.27
  • Lot Size: 90 x 130
  • Elem. School: Sutherland Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator, Wine Refrigerator
  • Lease Terms: 12 Months
  • MLS#: TB8384926
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8384926/864pinewoodterracew_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 10:47:09 AM)
Listing courtesy of GREAT WESTERN REALTY   Phone: 813-833-8394

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

864 PINEWOOD TERRACE W, Palm Harbor, FL, 34683

$3,750

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $3,000 $3,000 $3,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.095% 7.141% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $19 $20 $25
Total Monthly Payment $94 $95 $100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.