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Welcome to this beautifully updated 1, 600 sq ft modular home nestled in the tranquil Aloha Acres 55+ community of New Paltz. Designed for comfort and ease, this single-level residence boasts a spacious split floor plan for added privacy, high ceilings, and abundant natural light throughout. The home features three generous bedrooms, including a primary suite with a walk-in closet and a luxurious en-suite bathroom equipped with a deep soaking tub and separate shower. The open-concept living and dining areas flow seamlessly into a modern kitchen outfitted with brand-new appliances and fixtures installed in 2024. Recent renovations include updated bathrooms and new flooring, ensuring a fresh and contemporary feel. Comfortable Central air, newer washer and dryer included. Enjoy peaceful mornings on the front porch, perfect for savoring the serene surroundings and mature trees. Aloha Acres offers a quiet, affordable lifestyle with easy access to the NYS Thruway, as well as the shopping, dining, and cultural attractions of New Paltz. Don't miss this opportunity to own a move-in-ready home in a welcoming 55+ community. Schedule your private tour today!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,063 | $1,339 |
Total Monthly Payment | $1,236 | $1,288 | $1,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.