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Storybook sweet cottage with lots of charm and room to work from home. As the gatehouse to one of the original Livingston Estates in the Town of Livingston, this quaint home has an updated kitchen with a large center island with seating for at least 4, maybe more. All new appliances and French doors out to a lovely deck for enjoying the vast grounds of the estate and the Catskills. The living room has a non-working fireplace that adds ambiance anyway, plus a nook with built-in bookcase for an office space. Upstairs is the primary bedroom and bath plus laundry and closets. The second bedroom opens from the landing and from the bathroom, can be used as another office space. Could be a child's bedroom. The large, dry basement houses all mechanicals and water softener, which requires salt which is delivered on a regular basis at the landlord's expense. Landlord also pays for lawn mowing and snow plowing. Tenant pays for their own utilities. A comfortable and unique home with lots of charm and lovely views. APPLIANCES: Water Softener, Basement: Interior Access, Below Grnd Sq Feet: 600, EQUIPMENT: Carbon Monoxide Detector, Smoke Detectors, Exterior Features: Landscaped, FARM ESTATE: Gate House, Tenant house, FLOORING: Wood, FOUNDATION : Block, Interior Features: French Doors, OTHER ROOMS: Breakfast Nook, Foyer, Laundry/Util. Room, Office/Computer room, Pantry, Owner Pays: Maintenance, Taxes, RentalTerm: MINIMUM 1 YEAR, ROOF: Asphalt Shingles, Unfinished Square Feet: 600 Additional Information: Heating Fuel: Oil Above Ground, Lease Term: Over 12 Months, 12 Months,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $16 | $20 |
Total Monthly Payment | $90 | $91 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.