31 Thurman Street, Yonkers, NY, 10701 | $950,000

Rare Two-Family Brick Detached Home on Oversized Lot – Zoned M! Residential or Commercial Flexibility Don't miss this exceptional opportunity to own a solid, two-family brick detached home in the heart of Yonkers. Set on an oversized lot with coveted M zoning, this versatile property is ideal for both residential and commercial use. The expansive grounds include parking for approximately 10 vehicles, plus a detached two-car garage featuring a generously sized office space—perfect for a home-based business, studio, or additional workspace. Each unit offers comfortable, well-laid-out living areas with strong potential for rental income or multi-generational living. The oversized lot provides added privacy and the potential for future development or customization. Additional features include a brand-new split system for heating and cooling, ensuring year-round comfort. Ideally located near major highways, public transportation, shopping, dining, and more, this property offers the perfect blend of convenience, functionality, and investment potential. Interior photos coming soon. Schedule your viewing today!

Features

  • Bedrooms: 5
  • Baths: 2 full
  • Style: Duplex
  • Year Built: 1891
  • Garage: 2-car
  • Heating: Electric, Separate Meters
  • Cooling: Ductless
  • Basement: Partial
  • Acreage: 0.15
  • Est. Taxes: $1,169
  • Lot Desc: Irregular Lot
  • Elem. School: Contact Agent
  • Middle School: Contact Agent
  • High School: Contact Agent
  • School District: Yonkers
  • MLS#: 860856
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/860856/31thurmanstreet_yonkers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of JGA Realty Corp.   Phone: 917-771-6867

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

31 Thurman Street, Yonkers, NY, 10701

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.754% 6.309%
Monthly Tax Payment $97 $97 $97
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,375 $4,866 $6,465
Total Monthly Payment $4,564 $5,055 $6,654

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.