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Tucked away in the quiet, tree-lined streets of Ortega Farms, this 3-bedroom, 2-bathroom home offers a peaceful lifestyle with just the right amount of character and comfort.
From the moment you step through the front foyer, there's an easy, welcoming feel. Just to the left, the living room greets you with sunlight streaming through large windows and hardwood floors that run throughout the entire home, adding warmth and continuity. Thoughtfully designed, the home features both a living room and a family room—creating flexible spaces for relaxing, hosting, or simply enjoying a quiet evening.
The formal dining room is perfect for gatherings, whether it's a weeknight dinner or a special celebration. In the kitchen, a cozy kitchenette and windows overlooking the backyard bring a touch of charm to everyday meals.
The bedrooms are bright and airy, each one filled with natural light and a sense of calm. Whether you're starting your day or winding it down, these spaces offer a peaceful retreat. Both bathrooms feature original vintage tile simple, classic, and full of midcentury personality that adds to the home's unique charm.
The one-car garage, tucked at the back of the home, is modest but practical, with built-in shelving to help keep things tidy and organized. And outside, the expansive 0. 74-acre lot provides plenty of room to garden, play, or create your own outdoor haven.
Life in Ortega Farms means more than just a houseit's a lifestyle. With the Ortega River just around the corner, you'll enjoy scenic views, boating, and fishing nearby. Local parks like Ringhaver and Fowler offer even more green space to explore. And with a mix of local eateries, shops, and proximity to the Naval Air Station, this neighborhood offers both charm and convenience.
This is your opportunity to own a home with heart in one of Jacksonville's most beloved neighborhoods. Don't miss your chance, schedule a visit today and come see what makes this home so special!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,537 | $1,595 | $2,024 |
Total Monthly Payment | $1,952 | $2,010 | $2,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.