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Pretty, Spacious 4BD/3BA home with Termite Bond, Low HOA, Desirable St Johns School District, and close location to beaches, shopping and Historic Downtown, and just 50 minutes to Jacksonville airport. Seller is offering a one year 2-10 Home warranty. Located in a community, near the end of a cozy street, with sidewalks and streetlights, that lead to serine lakes and nature views, just outside your front door. Walk into the Foyer and immediately see a vast indoor-outdoor living and entertaining area featuring style and comfort. Seamlessly blended, with high ceilings, versatile neutral colors and lots of natural light. Beautiful kitchen with large island and so much counterspace! A breakfast room, walk-in pantry, and separate laundry room add convenience and function. The primary bedroom is large with natural light, walk in closet and lovely en suite. There are three other bedrooms and two additional bathrooms for family or guests. The large screened lanai opens to a backyard large enough to let your imagination run wild. Space for a pool, or a fire pit, or summer kitchen, or toys, or all of them! Lots of amenities, places to walk, exercise, and swim if you're seeking activity or tranquility. Sebastian Cove is an established community with a little something for everyone, in a very desirable location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$514,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,920 | $411,920 | $411,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,604 | $2,706 | $3,448 |
Total Monthly Payment | $3,003 | $3,105 | $3,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.