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Does owning a LAKE FRONT HOME with stunning Lake Views, peaceful, tranquility, and relaxation sound appealing, then this is the home for YOU! Discover your dream retreat with 111 feet of deep water lake frontage located on the shores of Lake Bowen, with breathtaking lake views from three levels, a perfect blend of elegance and comfort. The NEW extensive concrete driveway leads through a beautiful landscaped yard to a 1. 5 story home w/ walkout basement that includes updates throughout. The main level features hardwood scraped floors, open kitchen, breakfast area and great room with vaulted ceiling. The kitchen has been updated with white cabinets, quartz countertops, a large island, breakfast area with access to the 10x43 composite TREX decking with a partial pergola ceiling, access to the backyard, TONS of space to relax and enjoy the views. The great room has a vaulted ceiling and stone woodburning fireplace for chilly nights. Primary suite is on the main floor with a wall of glass to wake up to the views of the LAKE. Primary bathroom has double sinks, separate water closet, tile surround tub/shower, and a LARGE walk in closet. A half bath for guest and laundry room are also conveniently located on the main level. The second level of the home consist of a 17x12 open loft with space for an office nook, bedroom w/two closets, and a full bathroom featuring tub/shower w/tile surround and vanity with quartz countertop. Lower level is a private oasis with a HUGE 24x14 living area that could be used as a second great room or rec room with a woodburning stove, a kitchenette with a beverage fridge, sink, wine rack w/surrounding cabinets, and a row of windows and French doors that lead to the 19x43 stamped concrete and paver patio overlooking the BEAUTIFULLY landscaped backyard and lake views. Also in the basement is a bedroom with walkout access to the patio, a full bathroom, and two other rooms w/closets could be used as bedrooms, office, game room, or storage. Two car garage is oversized with built in shelving for storage and a yard door for easy access. Current owner has added impeccable landscaping with gradual tiered grading including stone steps which leads to the water with a NEW 12x16 dock on deep water w/ 111 feet of shoreline. This well maintained home will provide endless opportunities to sit and take in the beauty of the outdoors and endless sunsets overlooking the lake. All of this and still convenient to restaurants, medical facilities, interstates, schools, and grocery stores. A few of the upgrades made by the current owner include- garage door w/openers, backyard landscaping, new windows & doors, flooring, upstairs HVAC, Trex decking, stamped concrete & pavers, concrete driveway, new dock & steps, and much more. Schedule your appointment today before this home is gone.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $671,920 | $671,920 | $671,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.812% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,192 | $4,358 | $5,899 |
Total Monthly Payment | $4,516 | $4,682 | $6,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.