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Nestled just two houses from the beach, this timeless two-bedroom, one-bath cottage offers the perfect blend of nostalgia and seaside charm. With sand at your doorstep and the soothing sound of the ocean as your daily soundtrack, this is a rare opportunity to own a piece of classic coastal New England. Step inside and be transported back in time—this cottage exudes character, with cozy living spaces that have welcomed generations of summer memories. Whether you’re enjoying your morning coffee on the porch, meandering barefoot to the beach, or gathering with loved ones after a day in the sun, this home invites you to slow down and savor every moment. Ideal as a seasonal getaway or as a legacy property for your family to enjoy for years to come. Don’t miss your chance to make this beloved cottage the backdrop of your own summer traditions. Set on ocean side of Palfrey St in Humarock Beach Neighborhood!! This would be an amazing summer rental opportunity as well.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Vinyl | 9.1 x 9.9 | First |
Kitchen | Closet, Closet/Cabinets - Custom Built, Countertops - Upgraded, Open Floorplan, Gas Stove | 12.1 x 13.3 | Main,First |
Living Room | Cathedral Ceiling(s), Flooring - Laminate, Flooring - Vinyl, Open Floorplan | 18.5 x 13.3 | First |
Master Bedroom | Closet, Flooring - Vinyl | 9.8 x 12.1 | First |
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Our Executive Mortgage Banker:
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$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,202 | $3,323 | $4,186 |
Total Monthly Payment | $3,811 | $3,932 | $4,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.