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One or more photo(s) has been virtually staged. A 100-year old LEGEND!! An Aladdin home, possibly the Plymouth model. . . . . On the CORNER of 14th & Florida, with a quarter-acre lot. . . . . . 75x140 AND ALLEY ACCESS. Same proud owner for over 47 years. . . . . . original charm & character from 1925. Great commercial potential. . . . . where are my businesses looking for a historic piece of St. Cloud. . . . . I envision a possible café, quaint salon, boutique, and more! Of course as it sits now, it's an adorable residence with a POOL!! Over $2, 000 was just spent revitalizing its equipment. NEW ROOF IN 2020, remodeled baths yet the original cast iron tub exists, chair-rail and wainscoting, classy wallpaper with a timeless captivation. . . . . . . . . full kitchen with freshly painted cabinets & newer backsplash. Stove is supplied by propane and there are 2 closets for storage. The original wood-burning FIREPLACE with the original candle sconces adorn the living room. There are FOUR ENTRANCES TO THE HOME. . . . . . front, 2 sides, & the rear. The yard is fenced-in and has beautiful shade trees. The pool is HUGE and offers many summer days of fun. . . . . being a corner lot, pulling into the backyard would be convenient. Home was re-piped and some of the electrical over the years has been upgraded. A lot of love has been poured into this beauty during its lifetime, and you will absolutely see that when walking through. From the original staircase & railing, to the original trim & layout. . . . . . . this home was built to last and brings such history to our town today. It's a gem and whoever is lucky enough to snag it, will be LUCKY!! Termite Bond can be transferred and is with Orkin.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $36 | $36 | $36 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,205 | $2,260 | $2,846 |
Total Monthly Payment | $2,316 | $2,371 | $2,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.