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Welcome to your dream home nestled along a picturesque canal that offers direct access to the bay, making it a boater's paradise. This property’s canal-side location not only provides spectacular views but also an easy commute out to the bay for boating enthusiasts. The captivating outdoor living area with a fabulous waterfront view, personal dock with a boat lift, and a covered deck is perfect for both relaxation and entertainment. Located near beautiful beaches, shopping, and dining, this home places convenience at your doorstep.
Inside you will immediately notice the beautiful bamboo flooring that seamlessly consists throughout the home. The contemporary kitchen is a cook's delight, featuring a harmonious blend of light and dark cabinetry, a large central island with a polished marble countertop, farmhouse sink, breakfast bar, an abundance of cabinet space, gas stove, modern appliances, and ample pantry/storage space.
Beyond the kitchen, the airy dining area, with its expansive glass doors, offers a seamless transition to the outdoor living space, enhancing the indoor-outdoor lifestyle that is perfect for Florida living. The home boasts a bright and spacious primary bedroom - a private sanctuary featuring three generous closets and an ensuite bathroom. On the other end of the house, you have your guest bedroom that provides privacy, a view that you just can’t beat and an updated guest bathroom across the hall with a relaxing jetted tub. In between the guest bedroom and bathroom is a designated office/bonus room area which also houses the washer and dryer. The tankless gas water heater and stove, UPDATED bathrooms, AC, insulation, duct work, appliances, and the SPECTACULAR VIEW, add value and comfort to the property. Bay Aristocrat Village is an amazingly friendly and active 55+ community where everyone knows one another and it makes residents feel that much more at home. The community has a clubhouse, pool, weekly and monthly events, and so much more! The low HOA fee includes access to all amenities including; the pool, hot tub, horseshoe, library, clubhouse, two fishing piers, boat launch and kayak ramp, pavilion and picnic area, shuffleboard, laundry facility, exterior maintenance and grounds, trash, and sewer. Boat and trailer parking is available.
*** THIS HOME WAS NOT EFFECTED BY ANY FLOODING INSIDE THE HOME FROM THE HURRICANES ***
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,192 | $278,192 | $278,192 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,758 | $1,828 | $2,329 |
Total Monthly Payment | $1,961 | $2,031 | $2,532 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.