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Lease fee of only $99 per year! Join this 55+ waterfront community with GULF ACCESS and enjoy abundant amenities such as a two-story clubhouse overlooking the 90-slip marina, two swimming pools, hot tub and much more. With a new AC, carport and shed installed in 2024, new gutters and hurricane protection on most windows in April 2025 plus some newer doors, windows and carpet, this is NOT your average fixer upper! With a little TLC this 2 bedroom 1. 5 bath home can be that affordable Florida retreat you've been longing for. Those that like a mid-century modern vibe will dig the retro arched wooden beams in the living room with lighting and the wood built-ins in the bedrooms. The large open living area provides plenty of space for lounging and dining. A sliding door leads to a large raised concrete patio in back that could be finished off as a screened or enclosed lanai adding more square footage and living space. Harbor Cove is situated on the scenic Myakka River, the perfect place to begin your boating and fishing adventures. You can just chill out on your covered front porch at home or join in on many of the planned social activities in the community. Dances, shows, card games, trivia, shuffleboard, bocce ball, water aerobics and golf cart parades are just some of the activities available to residents. A short drive will lead to several area beaches, spring training baseball stadiums, restaurants, shopping, farmers markets and quality health care services and hospitals. Schedule a private showing to see how you can turn this affordable property into your fulltime or seasonal vacation home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$79,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $63,920 | $63,920 | $63,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $409 | $425 | $535 |
Total Monthly Payment | $589 | $605 | $715 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.