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This customized and versatile 2br/Jr4 home can address the need for either a second bedroom or office work space. Enjoy preparing meals in a renovated kitchen with spacious granite counter tops, plenty of cabinets for storage, stainless steel appliances, dishwasher, tiled back splash & tiled flooring. Conveniently entertain guests with the open kitchen and living room layout. This home features hardwood flooring, overhead recessed lighting, three closets & plenty of windows . The spacious main bedroom offers a large double closet. The bath has a renovated wall and floor tiling. Forest & Gardens is a unique gated community with private walkways. Relax and read a favorite book within the tranquil atmospheric garden environment. The complex is very well-lit and offers overnight security. Building amenities include a laundry room, storage & bike storage (per fee & availability) and virtual intercom access and is Verizon Fios enabled. The coop is a pet-friendly community. This home is centrally located to nearby shopping, dining, Forest Park and the Kew Gardens LIRR station. Immediate access to local bus lines, short distance to E, F, J subway lines. Major nearby highways include the LIE, Grand Central Parkway, Jackie Robinson and Van Wyck Expressway. Monthly maintenance: $936
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,498 | $1,909 |
Total Monthly Payment | $1,516 | $1,573 | $1,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.