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LIVE IN ONE AND LEASE THE OTHER! A RARE TWO-FAMILY FIND! Perfectly positioned on a spacious corner lot near shopping, dining and major routes this charming two-unit property offers exceptional flexibility for owner-occupancy, multi-generational living or smart investing. From the two car garage, a tasteful brick pathway welcomes you to a vaulted family room where gas stove and neutral palette create a warm retreat. Settle in for a favorite movie or quiet morning before heading to the thoughtfully refreshed eat-in kitchen. New stainless appliances, abundant cabinetry and generous counter space offer fabulous functionality as guests gather around the peninsula for appetizers before memorable meals in the dining area. On sunny afternoons or starry evenings open the door to the elevated deck and take in views of the generous backyard. Flowering lilac bushes, an expansive lawn and stone patio create the perfect setting for casual barbecues and outdoor play. The living room provides an inviting area for connection, games or cozy downtime. Two well-sized bedrooms on the main level and a third upstairs give everyone a comfortable place to unwind. The second unit, with its own driveway, private entrance and in-unit laundry features a bright eat-in kitchen, inviting living room and spacious bedroom. Whether you're seeking a home with income potential or space for extended family, the versatility is unmatched! DISCOVER FUNCTION, FLEXIBILITY, AND FINANCIAL SAVVY IN ONE SPECIAL PROPERTY!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,945 | $3,057 | $3,879 |
Total Monthly Payment | $3,605 | $3,717 | $4,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.