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Welcome to your next chapter in the heart of historic Kenwood neighborhood! This delightful 3-bedroom, 1-bathroom house offers a thoughtfully designed living space that's ready for you to call home. The kitchen shines with granite countertops that add style and practicality while working in the kitchen. Whether you're whipping up a quick breakfast or hosting a dinner party, this kitchen makes it all enjoyable. One of this home's standout features is the oversized 2-car garage – a rare find that offers endless possibilities. Car enthusiast? There's room for your prized vehicles plus space to work on them. Hobbyist? Transform part of this area into the workshop you've always dreamed about. From woodworking to restoration projects, you'll finally have the space to pursue your passions. Step outside to discover your own private courtyard – a peaceful retreat where you can enjoy morning coffee, evening cocktails, or weekend barbecues. This secluded outdoor space provides the perfect balance between indoor and outdoor living. The home also boasts a versatile bonus room that could serve as a home office, fitness area, playroom, or whatever else suits your lifestyle. It's like getting extra square footage to use however you please! Recent upgrades include a brand new roof and air conditioning system – both installed in 2024 – giving you peace of mind and comfort for years to come. These significant improvements mean less maintenance worry and more enjoying your new home. Located in the sought-after Kenwood neighborhood, you'll be surrounded by charming character homes and friendly neighbors. The community offers excellent amenities within easy reach, including St. Petersburg High School just moments away, convenient grocery shopping at Publix on 34th Street North, and the recreational opportunities at Gladden Park. This lovely property combines historic neighborhood charm with modern conveniences and unique features that are hard to find elsewhere. With its generous garage, private outdoor space, and desirable location, this home offers both comfort and potential in a package that won't last long on the market!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,190 | $4,047 |
Total Monthly Payment | $3,690 | $3,847 | $4,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.