|
This beautifully updated home at 16 Terrace Street perfectly blends historic charm with modern convenience. Its location is ideal, uphill and away from worrisome flooding, and placing you within easy walking distance of the State House, the vibrant Farmer's Market, and all the attractions of downtown Montpelier – as well as being within a tight knit neighborhood. Choose to stay at home and enjoy everything this house has to offer, including a new back deck, a wonderful space for al fresco dining or enjoying your morning coffee. Inside, the first floor boasts stunning hardwood floors and an abundance of windows, creating a bright and open atmosphere. A new wood stove with a tiled hearth in the living area efficiently heats the entire house. The separate dining area is conveniently situated next to the kitchen, and a new half bath provides convenience for guests. Upstairs, you'll find three generously sized bedrooms, along with an additional room that could serve as a fourth bedroom, a spacious office, or a bonus room to suit your needs. A recently remodeled full bath is also located on the second level. If you're looking for a little more square footage, the spacious and bright attic, accessible via a stairway, has been fully insulated, and is easily finished into more living space. The opportunity to live within walking distance of downtown in a beautifully renovated historic home doesn't come by everyday! Showings begin after Open House on 5/17, 10-12
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,659 | $2,760 | $3,476 |
Total Monthly Payment | $3,374 | $3,475 | $4,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.