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354 Harbour DR, Naples, FL, 34103 | $625,000
Unbeatable Location! Boating, beaches, and just minutes to dining, shopping, and entertainment — welcome to 354 Harbour Drive in the highly sought-after and serene Moorings neighborhood, perfectly situated on Moorings Bay. This is your rare opportunity to own a 2-bedroom unit in Harbour Lights, an intimate community of just 26 residences.
Enjoy the true Naples lifestyle surrounded by multimillion-dollar homes — and the same million-dollar views — without the million-dollar price tag. Priced at $625, 000, this fully renovated, beautifully decorated, and immaculately renovated 2-bedroom, 2-bathroom condo is ready to impress.
Just 0. 6 miles from the Via Miramar public beach and 1. 6 miles to The Village Shops on Venetian Bay via pedestrian-friendly Gulf Shore Blvd N, you’re also only 3. 3 miles from the world-renowned 5th Avenue South.
Inside, you’ll find a never lived in, brand new unit! Wood-look tile flooring runs throughout the home, custom cabinetry, and extra storage. Impact-rated, Low-E tinted windows and triple-pane sliders meet current hurricane standards, providing both safety and comfort. Condo Association pays all insurances on the buildings- home and flood!
The former lanai has been enclosed and integrated into the living space as a bright and relaxing sunroom overlooking the pool, Moorings Bay, and the community boat dock — a peaceful, must-see retreat.
Harbour Lights amenities include a charming chickee hut and grilling area (currently being refreshed), with panoramic water views where dolphins play and the sun shimmers. Residents also enjoy kayak access and the option to lease boat slips annually for direct Gulf access.
Condo fees are all-inclusive, covering insurance, cable, internet/WiFi, water, sewer, landscaping, irrigation, trash removal, pool service, reserves, and professional management.
Recent property-wide upgrades include:
New electrical system (2024) New underground water lines (2023) New roof (2019)- Insurance approved!
Watch the video overview included in the listing — and don’t miss this rare chance to own in one of Naples' most desirable bayfront communities!
Features
- Building Design: Low Rise (1-3)
- Parking: 1 Assigned,Guest
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Levels: 1
- Amenities: BBQ - Picnic,Bike Storage,Common Laundry,Community Boat Dock,Community Gulf Boat Access,Extra Storage,Lap Pool
- Bedrooms: 2
- Baths: 2 full
- Complex: HARBOUR LIGHTS CONDO
- Development: HARBOUR LIGHTS CONDO
- Year Built: 1966
- Approx Sq. Feet: 1,200
- Est. Taxes: $1,552
- Condo Fee: $3,490 Quarterly
- Lot Desc: Zero Lot Line
- View: Bay,Pool/Club
- Community Type: Boating,Non-Gated
- Water Front: Yes
- Boat Access: Boat Dock Private,Elec Avail at dock,Water Avail at Dock
- Pet Policy: Not Allowed
- MLS#: 225046415
- Website: https://www.raveis.com
/prop/225046415/354harbourdr_naples_fl?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
354 Harbour DR, Naples, FL, 34103
$625,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
| Monthly Tax Payment | $129 | $129 | $129 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,160 | $3,285 | $4,186 |
| Total Monthly Payment | $3,381 | $3,506 | $4,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388