386 Harbour DR, Naples, FL, 34103 | $750,000

Live the Naples Dream – Boating, Beaches, and Beautiful Bay Views. Welcome to Harbour Lights, a hidden gem in the highly sought-after Moorings neighborhood of Naples. This 2-bedroom, 2-bath upstairs condo offers partial views of Moorings Bay and the perfect blend of peaceful living with wonderful proximity to Naples’ top coastal amenities. Nestled on Moorings Bay, and you're just . 6 miles to a public beach, and minutes from the upscale shopping and dining of Venetian Village and 5th Avenue South. The Moorings Parl Private Beach is also available to new owners in the Moorings for a fee.
The Harbour Lights community is a charming, low-density community with only 26 residences, offering a true neighborhood connections. Residents enjoy a bayfront grilling area under a chickee hut, community pool and access to leased boat slips, making it easy to launch into the Gulf from your backyard. The community has been thoughtfully updated with a new roof (2019), new underground water lines (2023), and updated electric throughout the property (2024), providing peace of mind and lasting value in a prime coastal location.
The condo itself is bright, clean, and move-in ready, featuring 2 bedrooms, 2 full bathrooms, and an open living space that leads out to a private balcony with partial bay views. The upstairs location adds privacy and elevation, bringing in more natural light and capturing gentle bay breezes. Whether you're enjoying the view with your morning coffee or winding down after a day on the water, this home offers a calm and comfortable setting to embrace the Naples lifestyle.
With its boating access, walkable beach location, and inviting, well-maintained setting, Harbour Lights is a rare opportunity for buyers looking for charm, convenience, and waterfront living — all at a remarkable value in one of Naples’ most prestigious neighborhoods.
Residence condo fees are all inclusive, covering items such as Insurances, Cable, Internet/WiFi , Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Management Company, Reserves, Sewer, Street Lights, Trash Removal, Water, & pool maintenance. Harbour Lights Condos have undergone all new property wide electric in 2024, new underground water pipes in 2023, and a new roof placed in 2019. *More info on building upgrades available in supplements.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: BBQ - Picnic,Beach Club Available,Bike Storage,Common Laundry,Community Boat Dock,Community Pool,Extra Storage,Internet Access
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: HARBOUR LIGHTS
  • Development: MOORINGS
  • Year Built: 1966
  • Approx Sq. Feet: 1,200
  • Est. Taxes: $3,821
  • Condo Fee: $3,490 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Bay,Partial Bay,Partial Buildings,Pool/Club
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Boat Slip
  • Pet Policy: Not Allowed
  • MLS#: 225046443
  • Website: https://www.raveis.com
    /prop/225046443/386harbourdr_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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386 Harbour DR, Naples, FL, 34103

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.154% 6.248%
Monthly Tax Payment $318 $318 $318
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,792 $3,988 $5,060
Total Monthly Payment $4,202 $4,398 $5,470

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.