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lThis beautifully maintained 4-bedroom Colonial with 9' ceilings on the first floor is a rare gem in Lyme. Set on over 2 acres in the desirable Hadlyme section, the property offers both privacy and proximity-just steps from the Honey Hill Preserve and minutes to Hadlyme Four Corners, Whalebone Cove, the Lyme Library, Fox Hopyard Golf Club, Lyme Consolidated School, and miles of preserved open space. Since purchasing the home five years ago, the current owners have made thoughtful upgrades throughout: full interior and exterior painting, new hardwood flooring upstairs, new lighting and ceiling fans, central air, new hot water heater, new well tank and pump, new gutters, and a new dishwasher and refrigerator. The home also features a remodeled kitchen with granite countertops, stainless steel appliances, white cabinetry, and a spacious island. The open main level includes hardwood flooring, a generous mud/laundry room, and three flexible living spaces for relaxing or working from home. Upstairs, you'll find 4 bedrooms, including a primary suite w/a large walk-in closet and spa-like bath with a soaking tub and glass-enclosed shower. One bedroom is currently used as a media/living room. Outdoors, the owners have transformed the lot with new gardens, stone paths and walls, new shed w/foundation, and multiple chicken coops. The deck off the family room offers a peaceful spot to enjoy the wooded surroundings. Walkout basement ready to be finished, this home has a lot to offeri
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.7 x 12.1 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 15.5 x 10.1 | Upper |
Bedroom 3 | Hardwood Floor | 18.8 x 30.8 | Upper |
Dining Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Fireplace,French Doors | 13.1 x 15.8 | Main |
Full Bath | Full Bath,Tub w/Shower,Tile Floor | 4.1 x 10.7 | Upper |
Half Bath | Tile Floor | 5.1 x 5.0 | Main |
Kitchen | 9 ft+ Ceilings,Breakfast Nook,Granite Counters,Dining Area,Double-Sink | 19.3 x 11.1 | Main |
Living Room | Remodeled,2 Story Window(s),9 ft+ Ceilings,Hardwood Floor | 13.0 x 24.1 | Main |
Office | Ceiling Fan,Wall/Wall Carpet | 12.1 x 13.7 | Main |
Primary Bath | Granite Counters,Double-Sink,Full Bath,Stall Shower,Whirlpool Tub,Tile Floor | 12.1 x 10.4 | Upper |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 13.5 x 17.7 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $576,000 | $576,000 | $576,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $451 | $451 | $451 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $3,881 | $4,900 |
Total Monthly Payment | $4,472 | $4,424 | $5,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.