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Located in the Wood Estates neighborhood, this home is move-in ready and offers numerous updates and a lush, private yard filled with mature landscaping, gardens and woodland paths. The upper level offers hardwoods throughout, a spacious living room with wood stove fireplace and built-in bookshelves, an updated kitchen with new stainless appliances, gorgeous tile floor, granite counters and a open formal dining room. Sliding glass doors lead out to an all-weather deck with a shaded pergola, perfect for enjoying outside dining overlooking the beautiful backyard. Two spacious bedrooms and an updated full bathroom round out the upper level. The spacious lower level has its own exterior entrance and offers many options. Rooms include a family room with engineered hardwood flooring and picture frame molding with sliding glass doors to the patio and yard. A generous sized bedroom with ample closet space, hardwoods and picture frame molding, a completely remodeled full bath with shower, a beautiful tiled floor laundry room, and a utility room/workshop. Other amenities include a 2-car garage w/ newer garage doors, fresh interior paint, blown-in insulation, a newer roof, ceiling fans, and gas heat. The yard of this home is a nature lover's delight and offers mature plantings that provide complete privacy from neighbors. Just a short walk to Johnson's Pond, & the owners of this home can also join (for $40/yr. ) the private neighborhood beach assoc. to enjoy swimming, kayaking, & boating.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $543 | $543 | $543 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,110 | $3,232 | $4,119 |
Total Monthly Payment | $3,745 | $3,867 | $4,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.