3828 ELOISE ESTATES COURT, Winter Haven, FL, 33881 | $330,000

Stunning 4-Bedroom, 2-Bath Home in Desirable Lake Smart Estate Community

Welcome to this immaculate and beautifully upgraded home located in the sought-after Lake Smart Estate community. This is not your typical builder-grade property—this home showcases true quality and craftsmanship throughout.

Pride of ownership is evident from the moment you walk in. The main living area features eye-catching wainscoting and gorgeous Pergo flooring that immediately impresses. The open floor plan is perfect for both entertaining and everyday living.

The kitchen is a chef's dream, equipped with solid surface countertops, new appliances including a dishwasher, microwave, and garbage disposal. The range is just one year old and includes a custom-installed stove vent—a thoughtful upgrade not found in standard new builds.

Both bathrooms feature new vanity countertops, adding a fresh and modern touch. The washer and dryer are also included and only one year old, providing added convenience.

Prepared for Any Season: This home is wired for a generator with a 50-amp service. The owner is generously leaving the generator, along with custom-fit plywood and installed studs for easy storm preparation—just another example of the attention to detail and care put into this home.
Water Softener installed as an added bonus.

Both patios are screened for added comfort.

Owner is providing a home warranty to boot.

This home offers beautiful architectural details throughout and has been meticulously maintained. Schedule your showing today and experience the comfort, style, and quality this home has

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,867
  • Acreage: 0.14
  • Est. Taxes: $2,052
  • HOA Fee: $265 Quarterly
  • Lot Desc: In County, Landscaped, Sidewalk
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4934825
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/P4934825/3828eloiseestatescourt_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2025 8:08:09 PM)
Listing courtesy of CENTURY 21 WATSON & MYERS REALTY   Phone: 863-324-1000

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3828 ELOISE ESTATES COURT, Winter Haven, FL, 33881

$330,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $264,000 $264,000 $264,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $171 $171 $171
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,669 $1,734 $2,210
Total Monthly Payment $1,915 $1,980 $2,456

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.