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Stunning 4-Bedroom, 2-Bath Home in Desirable Lake Smart Estate Community
Welcome to this immaculate and beautifully upgraded home located in the sought-after Lake Smart Estate community. This is not your typical builder-grade property—this home showcases true quality and craftsmanship throughout.
Pride of ownership is evident from the moment you walk in. The main living area features eye-catching wainscoting and gorgeous Pergo flooring that immediately impresses. The open floor plan is perfect for both entertaining and everyday living.
The kitchen is a chef's dream, equipped with solid surface countertops, new appliances including a dishwasher, microwave, and garbage disposal. The range is just one year old and includes a custom-installed stove vent—a thoughtful upgrade not found in standard new builds.
Both bathrooms feature new vanity countertops, adding a fresh and modern touch. The washer and dryer are also included and only one year old, providing added convenience.
Prepared for Any Season: This home is wired for a generator with a 50-amp service. The owner is generously leaving the generator, along with custom-fit plywood and installed studs for easy storm preparation—just another example of the attention to detail and care put into this home.
Water Softener installed as an added bonus.
Both patios are screened for added comfort.
Owner is providing a home warranty to boot.
This home offers beautiful architectural details throughout and has been meticulously maintained. Schedule your showing today and experience the comfort, style, and quality this home has
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,669 | $1,734 | $2,210 |
Total Monthly Payment | $1,915 | $1,980 | $2,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.