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Warm, inviting and beautifully updated side split level in Irvington's desirable Cedar Ridge neighborhood! Boasting over 2600 square feet, this 3 bedroom/3 bath home offers an easy-concept layout and sunny charm. Step inside to an oversized foyer leading into the meticulously updated open kitchen and mudroom, featuring custom cabinetry and stone countertops. Oversized living and dining areas off the kitchen complete with a fireplace and large windows with beautiful views of the backyard offer easy living and effortless entertaining. The 2nd level offers two generously sized bedrooms, one with an updated en-suite bathroom and a full hall bath. Your renovated primary suite encompasses the 3rd floor with a large walk-in closet and full en-suite bath. The walk-out lower level with fireplace and wood stove offers versatile space for a home office, recreation room or guest quarters. Enjoy dining alfresco and admiring gorgeous seasonal views in your terraced backyard, and afternoon tea with your favorite book on your oversized covered front porch. Located within minutes to all that Irvington has to offer, Metro North train, and Croton Aqueduct. Kitchen, mudroom and 2nd level bathrooms updated 2016. Primary suite fully updated in 2020. Bosch heat pump system installed 2021. This special Irvington offering is not to be missed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.750% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.865% | 6.309% |
Monthly Tax Payment | $2,846 | $2,846 | $2,846 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,296 | $5,967 | $7,826 |
Total Monthly Payment | $8,267 | $8,938 | $10,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.