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This Townhome, built in 2021, offers a move-in-ready living space with numerous upgrades not typically found at this price. Situated in one of Pasco County’s most desirable neighborhoods, the home provides easy access to Highways 54, 41, and the Veterans Expy/Suncoast Pkwy. Outdoor lovers will appreciate the 2. 5-mile walking and bike path just outside the community gate. The home is secured with a front door keypad for easy access to this two-story, lakeview property. The floor plan features 2 bedrooms, 2 full baths upstairs, a convenient half bath on the main level, and an attached one-car garage Inside. The main floor is finished with tile flooring, and the spacious kitchen, thick granite countertops, a subway tile backsplash, and stainless steel appliances, making it practical and convenient. A triple glass sliding patio door leads to the patio, offering a beautiful lake view. Storage is abundant with space under the staircase and two additional pantry-style closets. Upstairs, the master suite features wall-to-wall closets and an en suite bathroom with, shower box, dual sinks, and granite countertops. A second bedroom, full bath, and loft area provide plenty of living space. An optional membership to the community recreation center is also available. https: //www. oaksteadcdd. org/
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,680 | $1,680 | $1,680 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $14 |
Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.