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Welcome to 262 James Avenue - a super cute ranch-style home in the heart of Burlington’s sought-after New North End. Tucked into a well-loved neighborhood, this spot is just minutes from everything - think hiking trails, Lake Champlain, great restaurants, playgrounds, and downtown Burlington, all within a 10-minute drive. Step inside to a sunny, west-facing living room with beautifully refinished hardwood floors and a cozy, open feel that’s ready to welcome you home. The kitchen is just around the corner and has been recently updated with fresh laminate flooring, butcher block countertops, some new appliances, and freshly painted cabinets. Plus, there's a pantry right off the kitchen for those extra snacks and kitchen essentials. Down the hall, you’ll find the primary and 2nd bedrooms - both with plenty of closet space, and a stylishly updated full bath featuring a new vanity, modern fixtures, and laminate flooring. The 3rd bedroom is super versatile - great as an office, guest room, or whatever fits your lifestyle. Need storage or future hangout space? The full basement runs the length of the house, giving you loads of room to use as needed. Outside, the fenced backyard is perfect for pets, gardening, or just relaxing in your own private slice of Vermont. Also, there’s a garage to keep your car out of the snow when winter rolls in. This sweet home is move-in ready and waiting for its next adventure. Schedule a showing today, or swing by the open house Saturday 5/17 11am-1pm!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,992 | $2,538 |
Total Monthly Payment | $2,521 | $2,597 | $3,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.