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Immaculate Centereach ranch, meticulously renovated in 2025. The heart of the home showcases gleaming stainless-steel appliances, designer quartz countertops, custom cabinetry and LVP flooring that flows seamlessly from room to room. Natural light pours in through brand-new Andersen Energy Star windows, complemented by stylish new interior doors Retreat to newly renovated bathrooms, each outfitted with new fixtures, and cozy up beside the custom bluestone fireplace. Climate control is perfected with a heat-pump HVAC system providing central air and efficient heating, all managed via a Honeywell Wi-Fi thermostat. A new high-efficiency water heater—integrated with the heat pump—complements completely updated plumbing and 90%-new electrical wiring throughout the home. Discover a brand-new back patio ideal for entertaining, a brand-new asphalt driveway, and a striking new front entrance complete with a custom door and landing. Practical exterior upgrades include new gutters and egress windows, and alongside the home durable PVC fencing. Inside and out, this Energy Star–certified property qualifies for PSEG rebates on appliances, HVAC equipment, and smart-home upgrades—translating into immediate savings and lower utility costs. Don’t miss out—come view this beautiful home today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,992 | $463,992 | $463,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $913 | $913 | $913 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,971 | $3,084 | $3,913 |
Total Monthly Payment | $3,976 | $4,089 | $4,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.