1240 79TH STREET S, St. Petersburg, FL, 33707 | $1,399,999

Under contract-accepting backup offers. Waterfront Living in Yacht Club Estates – Solar-Powered and Move-In Ready

Welcome to 1240 79th Street South, St. Petersburg, FL 33707 — a rare opportunity to own a beautifully updated waterfront home in the prestigious Yacht Club Estates. Situated on a generous 9, 308 square foot lot at the end of a quiet cul-de-sac, this one-level, 4-bedroom, 2-bathroom residence offers 2, 675 square feet of thoughtfully designed living space, complete with open water views of the Intracoastal Waterway and direct access from your private dock and boat lift.

This home showcases elegant coastal living with cathedral ceilings, crown molding, a spacious open floorplan, and a chef’s kitchen outfitted with solid wood cabinets and top-of-the-line appliances including a range/oven, microwave, refrigerator, dishwasher, trash compactor, washer, dryer, and freezer. The living areas are enhanced by tile, slate, and carpet flooring, complemented by a wood-burning fireplace and smart thermostat for year-round comfort.

The master suite is located on the main level and features walk-in closets and large windows overlooking the water. Window treatments and ceiling fans are installed throughout the home for added style and functionality.

Step outside to a true Florida paradise. The backyard features an in-ground pool, expansive deck, and mature tropical landscaping with fruit trees, all framed by panoramic views of the Intracoastal. Whether you're enjoying the water view from the pool, launching your boat from the dock and lift, or relaxing under the shade of the trees, this home invites you to savor the best of waterfront living.

Constructed with a durable stucco exterior and designed for ease of maintenance, this home also benefits from solar panels for energy efficiency. The 79x120 lot is level and fully landscaped, with street-paved access and a location well within city limits. While flood insurance is required, the property experienced negligible exterior damage and no interior damage during hurricane season, underscoring its resilience.

With a prime location, luxurious amenities, and stunning water views from nearly every angle, this home is ready for you to move in and enjoy. Don’t miss the chance to live in one of St. Petersburg’s most coveted waterfront communities. Schedule your private showing today.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 79 x 120
  • Laundry: Inside
  • Year Built: 1966
  • Garage: 2-car Circular Driveway, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,665
  • Acreage: 0.21
  • Lot Size: 79 x 120
  • Est. Taxes: $18,847
  • Lot Desc: Flood Insurance Required
  • View: Water
  • Elem. School: Azalea Elementary-PN
  • Middle School: Azalea Middle-PN
  • High School: Boca Ciega High-PN
  • Pool: Gunite, In Ground
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer
  • MLS#: TB8385647
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/TB8385647/124079thstreets_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 4:10:31 AM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1240 79TH STREET S, St. Petersburg, FL, 33707

$1,399,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,999 $1,119,999 $1,119,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.865% 6.792%
Monthly Tax Payment $1,571 $1,571 $1,571
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,896 $7,264 $9,834
Total Monthly Payment $8,592 $8,960 $11,530

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.