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Versatile 3-Bed Contemporary Ranch w/Expansive Workshop/2 Car Garage w/separate Entrance & Additional 2 Car Garage w/large Walk Up Storage Area! This thoughtfully designed and beautifully maintained 3-bed, 1-bath home blends comfort, functionality, and future potential in a peaceful, scenic setting. The bright, updated kitchen features granite countertops, stylish tile backsplash, new cabinetry, and a skylight. The main living area showcases hardwood floors, exposed beams, a charming fireplace, and radiant floor heating, with additional warmth from oil baseboard heat and a wood-burning stove. Two bedrooms are on the main level, while a spiral staircase leads to a third bedroom and a large unfinished space already plumbed for a full bath-ideal for a studio, in-law suite, or expansion. Additional features include a large unfinished lower level with two oil-fired hot water heaters and flue for a wood/pellet stove, three heating zones (oil and electric), and an oil-fired domestic hot water system. Two driveways and two separate 2-car garages add even more value. Work has begun to add a traditional staircase through the front bedroom for easier access to the second floor, replacing the spiral staircase if desired. Central vac system is included, though disconnected on the upper level. A large postal safe near the furnace conveys with the sale. The garage loft has a door covered for appraisal purposes; no exterior stairs will be added. One loft window is cracked, along with two b
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $503 | $503 | $503 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,408 | $2,499 | $3,148 |
Total Monthly Payment | $2,986 | $3,077 | $3,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.