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Less than half a mile to Stump Pass Marina! This charming two-bedroom, one-bath half of a duplex in the Stump Pass Condominium Development is in an unbeatable location. With a 2023 roof, impact windows, and a 2020 A/C, plus being situated in the X flood zone, this home offers peace of mind. Step inside to a cozy kitchen with tile flooring, ample cabinet and countertop space, and a stylish tile backsplash. The light-filled living and dining room combo features sliding glass doors that lead to a private, paver patio—ideal for grilling or relaxing under the stars. For added convenience, there’s a laundry closet in the patio area. Both bedrooms have reach-in closets, and the bathroom includes a tiled shower/tub combo. The unit provides easy access to the community heated pool, grilling patio, and gathering area—the perfect spot for unwinding with neighbors after a day on the water or at the beach. Fully furnished and turnkey, this 2/1 condo is just a short distance to the intercoastal, marina, and a newly renovated restaurant. Perfect for seasonal or full-time living or as a retirement getaway from the cold weather. Just 5 miles from Dearborn Street in downtown Englewood, less than 5 miles to Englewood Beach with several local restaurants, tiki bars, live entertainment, and more. Plus, 1. 5 miles to Ann & Chuck Dever Regional Park with 315. 6 acres of outdoor recreation, including a heated competition pool, a fitness center, a multi-purpose gym, a community garden, and the Oyster Creek Waterfront Trail connecting to Cedar Point Environmental Park for scenic wildlife views. This is an exceptional investment opportunity, don’t wait, contact us to schedule your private showing!
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Our Executive Mortgage Banker:
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$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,019 | $1,058 | $1,333 |
Total Monthly Payment | $1,324 | $1,363 | $1,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.