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Move right into this beautifully maintained Colonial-style home, set back from the road. It sits on a 2. 64-acre lot on a quiet cul-de-sac in the desirable town of Amherst. Designed for both comfort and elegance, this home offers generous space for entertaining and everyday living. It has a well-crafted kitchen with granite countertops, a sprawling center island, stainless steel appliances, radiant ceramic flooring, and unique under-cabinet windows that invite natural light. Step out from the kitchen to enjoy the expansive, newly resurfaced deck and the large custom built fire pit. These are ideal spots for gatherings, or for just relaxing in the backyard sanctuary fit for any type of nature lover. The first floor also includes a spacious and sunny dining room, cozy family room with wooden beams, picturesque windowed wall, and a see-through tile fireplace that opens to the living room brick fireplace. There are beautiful textured walls, one-of-a-kind hand sculpted tiles, and pristine hardwood flooring throughout. The second floor includes 4 spacious bedrooms, a walk-in closet, two large double sink full baths (one with radiant flooring) and a convenient laundry room. The basement offers a newly finished shop, and separate den with barn board walls and sliding barn door. Among other amenities included are an electric pet fence, central air conditioning, and surround sound in the living room. Experience living at its finest, just minutes from shopping and top-rated schools.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $847 | $847 | $847 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,514 | $3,653 | $4,654 |
Total Monthly Payment | $4,453 | $4,592 | $5,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.