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Welcome to 176 Nepas Road, a 3-bedroom, 2-bath raised ranch on a 0. 46-acre corner lot in Lake Mohegan one of Fairfield's most desirable neighborhoods. This home offers a prime location and is move in ready. The main level features an open layout with a sun-filled living room anchored by a fireplace, and an eat-in kitchen with granite countertops, stainless steel appliances, garbage disposal, an island, and a recently upgraded skylight that brings in added natural light. Hardwood floors run throughout the living, dining, and bedroom areas, while a sunroom off the kitchen provides the perfect space to relax or entertain. The finished walk-out lower level offers flexible living options-ideal for a family room, office, or gym-with direct access to a patio for seamless indoor-outdoor living. A two-car attached garage, proximity to the Merritt Parkway, walking distance to Lake Mohegan's trails and playground, and quick access to shopping, dining, beaches and schools all add to the home's appeal. Recent updates include a new furnace, washing machine, a two-year-old water heater, and a freshly painted exterior completed in May 2025.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Sliders | Main |
Eat-In Kitchen | Skylight | Main |
Family Room | Book Shelves,Built-Ins,Patio/Terrace,Sliders | Lower |
Living Room | Fireplace | Main |
Office | Book Shelves,Built-Ins | Lower |
Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | Main |
Sun Room | Sliders,Wall/Wall Carpet | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $663,200 | $663,200 | $663,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.750% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.761% | 6.865% | 6.560% |
Monthly Tax Payment | $811 | $811 | $811 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,923 | $4,302 | $5,732 |
Total Monthly Payment | $4,826 | $5,205 | $6,635 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.