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Experience elevated coastal luxury in this 2022 waterfront estate, nestled on a 0. 63-acre lot in the prestigious, gated community of Key Marco. Enjoy unobstructed water and preserve views from nearly every room and quick, direct Gulf access from your assigned dock. Designed for comfort and style, this custom residence offers 3 bedrooms, 2 dens, 3 full and 2 half baths, a rare basement level, and an attached five-car garage—all serviced by a private elevator. Step into a grand foyer with a striking chandelier, hardwood flooring, and custom tile accent walls. Soaring ceilings, coffered detailing, and expansive windows fill the home with natural light. The chef's kitchen is beautifully designed with quartz countertops, a wave tile backsplash, beige shaker-style cabinetry, a large island with bar seating, and top-tier appliances, including a six-burner gas range and paneled refrigerator. Just behind the kitchen, a well-appointed butler's pantry adds functionality with a second sink, second dishwasher, and generous cabinetry. The adjacent formal dining room completes the layout, offering an elegant space for entertaining. The living room offers a stacked stone accent wall, chandelier, and a full bar with a wine fridge. Pocketing sliders open to an expansive screened lanai with a shiplap ceiling, heated pool and spa, sundeck, outdoor shower, pool bath, fireplace and fire pit, sand bocce court, hammock, and a full outdoor kitchen with grill and pizza oven. The owner's suite is a tranquil retreat with a tray ceiling, shell accent wall, lanai access, and wide water views. The luxurious en-suite bath features a soaking tub, walk-in shower with multiple shower heads, and dual vanities with makeup area. A first-floor den serves as a private office, while the spacious laundry room offers custom cabinetry, a built-in desk, paneled washer and dryer, and a full-size freezer. Upstairs, a vaulted loft serves as a family room, yoga studio, or game room, complete with a wet bar, beverage fridge, stacked stone accent wall, and access to a large private lanai with panoramic views. Two guest bedrooms each include custom wallpaper, lanai access, and en-suite baths with quartz vanities and walk-in showers. A second den on this level is currently set up as a media room but can easily function as a fourth bedroom or flex space. Residents of Key Marco enjoy access to a private marina with direct Gulf access, a newly renovated clubhouse, fitness center, tennis and pickleball courts, and miles of scenic biking trails. This is luxury island living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$7,700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $6,160,000 | $6,160,000 | $6,160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.812% |
Monthly Tax Payment | $2,680 | $2,680 | $2,680 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $38,430 | $39,954 | $54,084 |
Total Monthly Payment | $41,235 | $42,759 | $56,889 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.