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Welcome to this quaint, move in ready 3 bedroom/2 bathroom home with 2car garage is located on a conservation lot (with no rear neighbors) in the desirable, gated community of The Reserve at Wedgefield. This home features 1969sq' of total living space in an open concept floorplan. Some of the more recent improvements include a NEW WATER HEATER replacement in 2025; HOME EXTERIOR PAINTED in 2024; FRONT DOOR, SLIDING GLASS DOORS & REFRIGERATOR were replaced in 2024, a NEW ROOF in 2023, and FENCING installed in 2022. The living and dining areas open to a fully equipped kitchen which includes range, microwave, dishwasher, disposal, newer refrigerator. A breakfast bar for convenience, caps end of the cabinetry to the dining room; and a closet pantry provides the useful extra storage. Beautiful natural light streaming through the sliding glass door provides you with the invitation to your private oasis to either relax or entertain in the privacy of a spacious backyard. Additional features include ceramic tile in the main living areas of the home and carpeting in all the bedrooms. This well thought-out floor plan offers lots of closets with great storage options, as does the owner's suite with its LARGE walk-in closet. The Reserve at Wedgefield is a gated community offering the nature enthusiast picturesque views of the Cape's Launches, sunrises, wildlife and strolls on trails; an abundance of amenities including multiple community pools, playgrounds, biking trails, basketball & volleyball courts, baseball soccer fields, a path with workout stations, a pavilion with bathrooms. This community also offers access to the Wedgefield Golf Course & Country Club/Restaurant and Hal Scott Preserve has amazing hiking trails and is located within 4 miles of the popular Wedgefield community which is so convenient to the east coast, beaches and yet close to east Colonial Drive Medical City, OIA, UCF AND many of Florida’s favorite attractions. Call today to schedule your showing appointment, as this home will not last!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $282,960 | $282,960 | $282,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,812 | $1,881 | $2,386 |
Total Monthly Payment | $2,104 | $2,173 | $2,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.