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Welcome to this beautifully updated 2-bedroom, 1-bath bungalow in the desirable Darlington neighborhood. This charming home perfectly balances classic character with modern updates, creating an inviting and comfortable living space. Step inside to discover a thoughtfully refreshed interior featuring a bright, airy living area ideal for relaxing or entertaining. The well-equipped kitchen offers ample storage and functionality. Enjoy significant energy savings with seller-owned solar panels. With monthly credits from the electric company, you may benefit from zero-dollar bills an eco-friendly and cost-efficient advantage. Outside, the private yard provides an excellent space for outdoor gatherings, gardening, or unwinding. The detached garage offers both convenient parking and additional storage. Looking for more space? The full, unfinished basement offers limitless potential. Perfectly located near Slater Park, this home offers convenient access to outdoor recreation, shopping, dining, and major highways. Don't miss this opportunity schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,792 | $1,860 | $2,343 |
Total Monthly Payment | $2,145 | $2,213 | $2,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.