2020 ELK SPRING DRIVE, Brandon, FL, 33511 | $485,000

Welcome to 2020 Elk Spring Dr - a beautifully upgraded 3-bedroom, 2-bath home offering modern elegance and thoughtful updates throughout! Major upgrades provide peace of mind, including a brand-new A/C (2023), impact windows installed in 2023/2024, stylish plank tile flooring throughout the main living areas, and a new garage door, motor, and spring in 2024. The show-stopping kitchen remodel completed in 2022 is the heart of the home, featuring stunning quartz countertops, a spacious center island with seating, sleek subway tile backsplash, new stainless steel appliances, and tall cabinetry with crown molding - all perfectly designed to open up the living space and create a seamless flow for entertaining. You’ll love the open-concept layout, with a bright family room boasting vaulted ceilings, expansive windows, and sliding glass doors that flood the space with natural light. At the front of the home, a formal dining and living area offer extra versatility, providing a welcoming space for gathering, relaxing, or enjoying quality time together. The primary suite is tucked away for privacy and showcases a tray ceiling, dual closets including a walk-in, private access to the screened patio, and a well-appointed en-suite bathroom with dual sinks and a walk-in shower. Two additional bedrooms on the opposite side of the home share a full bath, offering an ideal split floorplan. Outside, enjoy a screened and covered lanai that leads to a fully fenced backyard, offering a safe and private retreat perfect for pets, playtime, or quiet evenings outdoors. Located in a prime central location, this home is just minutes from shopping, dining, and major highways, making your daily commute a breeze. Move-in ready and filled with designer touches - this is the one you’ve been waiting for! Copy and paste this link to tour the home virtually: my. matterport. com/show/?m=UwPLhFkhdEc&mls=1

Features

  • Amenities: Park, Playground, Pool
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 72 x 105
  • Laundry: In Garage
  • Style: Traditional
  • Year Built: 1991
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,233
  • Acreage: 0.18
  • Lot Size: 72 x 105
  • Est. Taxes: $5,655
  • HOA Fee: $122 Quarterly
  • Lot Desc: In County, Sidewalk
  • Elem. School: Symmes-HB
  • Middle School: Giunta Middle-HB
  • High School: Spoto High-HB
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood
  • MLS#: TB8385543
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8385543/2020elkspringdrive_brandon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 1:47:11 PM)
Listing courtesy of SIGNATURE REALTY ASSOCIATES   Phone: 813-689-3115

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2020 ELK SPRING DRIVE, Brandon, FL, 33511

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.154% 6.248%
Monthly Tax Payment $471 $471 $471
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,452 $2,579 $3,272
Total Monthly Payment $2,998 $3,125 $3,818

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.