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Under contract-accepting backup offers. **Looking For An AFFORDABLE Home In Central Lakeland?**. . . then check out this INFLATION BUSTER! Just unpack the truck and move right into this lovely Key West style home. Many recent big $ IMPROVEMENTS make this BLOCK home a confident choice: NEW roof 2022 ~ completely re-plumbed in 2023 to include NEW water heater & water softener system ~ newer bathrooms ~ new sewer lines 2019 ~ 2 sheds - larger shed can be used as a workshop w/ electric & AC ~ large lanai has windows & portable AC so you can use it year-round ~ fenced backyard - perfect for Fido? ~ lush tropical landscaping with many palm trees ~ OVERSIZED 1 car garage w/ AC, windows, and a side entry into the backyard ~ ALL luxury vinyl plank flooring throughout - NO carpet! Enjoy the great room/open concept that combines kitchen, dining and family room + there is a formal living room with original cove ceilings. Widen driveway for easy parking. NO HOA! Close proximity to schools, parks, playgrounds, shopping, Polk Parkway, and just mins to the new Orlando Health Hospital scheduled to open in June 2026. Let's do the math: good price + move-in ready = a great deal. . . it's hard to beat this equation! *All information contained herein subject to change without notice to include any fees associated with property. Buyer to satisfy themselves of any/all room measurements. All information TBV by Buyers. *
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$314,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $119 | $119 | $119 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,634 | $1,674 | $2,109 |
Total Monthly Payment | $1,828 | $1,868 | $2,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.