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Welcome to this charming Colonial located in the incorporated Village of Amityville, nestled in a picturesque waterfront community. This lovingly maintained home features 4 bedrooms and 1. 5 baths, with beautifully landscaped grounds that enhance its timeless appeal. Relax with your morning coffee on the covered front porch as the ocean breeze drifts in. Inside, you’ll find a spacious formal dining room, a cozy living room with a wood-burning fireplace, and a sunlit den, all adorned with classic crown molding and gleaming wood floors. Upstairs, carpeting runs throughout the four generously sized bedrooms, along with an updated full bathroom. The primary bedroom offers the potential to add a full en-suite bathroom—see attached virtual renderings for inspiration. Steeped in character, this home feels like a step back in time, waiting for the perfect family to make it their own. Additional features include a shed equipped with electric, making it ideal for a workshop, studio or creative space. The one car garage is also equipped with electric complimented by an extended driveway offering ample off street parking. Enjoy the best of coastal living with three state parks nearby, Atlantic beaches less than 15 miles away, and convenient access to the train station. All just 40 miles from the vibrant energy, culture, and cuisine of New York City. Town tax is $10, 341. 83 and incorporated village tax is $3, 087. 34.
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Our Executive Mortgage Banker:
Our Insurance Division:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $1,119 | $1,119 | $1,119 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,710 | $3,802 | $4,788 |
Total Monthly Payment | $4,921 | $5,013 | $5,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.